a lady friend of mine is on invalidity pension(55)and her husband is paying class d stamp in council job.he may leave his job early(has 35years service)but will have to wait till he is 60 to get his pension.(5years wait).can his wife claim for him as a qualified adult as he will have no income for 5 years,when his pension will be paid,he is not entitled to any welfare payements.
Yes, she can apply for a Qualified Adult increase for her husband - it will be means-tested, so any income or savings he may have will be assessed (savings held jointly are divided in two for the assessment).
He may be eligible for Jobseeker's Allowance depending on his circumstances - it's also means-tested.
two reasons apparently to assist and improve his wifes quality of life,and his own job is becoming quite stressful.he would receive a lump sum which would be similar to half pay for about 4 years.
as far as i can find out there is not a means test for a qualified adult,Assessment of a qualified adult's income
If you are getting a social assistance payment, your adult dependant's income is assessed in the means test for your payment.
quote In the case of Jobseeker's Allowance, PRETA, Disability Allowance and Farm Assist your household income is assessed in a means test. Your total household means is then deducted from the maximum payment (this is the personal rate including any increases for adult and child dependants) to find the actual amount of JA, PRETA, DA or FA you are entitled to. also quote Not have a social welfare payment in his/her own right except for Disablement Benefit, Occupational Injuries Death Benefit in respect of an orphan, Child Benefit, Guardian's Payment (Contributory), Guardian's Payment (Non-Contributory) Domiciliary Care Allowance, Supplementary Welfare Allowance, Foster Care Allowance or [broken link removed].
The paragraph you quoted refers to Social Assistance (means-tested ) schemes. Invalidity Pension is a Social Insurance (PRSI contribution based) scheme, and the means test is different.
Check the section under "assessment of a qualified adult's income", particularly the section on assessment for Social Insurance Payments. It states that income and capital (savings and property) is assessed to determine entitlement to an Increase for Qualified Adult.
thank you gipimann,your information is greatly appreciated. so just to go through the sitution again,the lady is on invalidity pension ,and for her to claim a qualified adult(husband), his savings /capital is assesed. he is allowed 20.000euro or jointly 40,000euro in savings and have no income from other sources.can you add anything else or do you see a problem in claiming for a qualified adult in this case.
Bear in mind that even if savings exceeded the amounts above, or there was a weekly income, it might not disqualify the person from Qualified Adult Increase. A reduced rate might be payable.
does he submit a p45 or p60 with the form,and will any redundancy payement be assessed with the claim.he is hoping to reduce his mortage with such funds.