Hi Self builder- I got it from a broker- I'm not sure which insurance company it was with- I'll be sorting the policy in the next few weeks-i'll let you know which company then,
Best Regards,
Mark
Hi Mark - wondering if you could provide the name of the broker or underwriter who gave you the quote? I am in a similar situation, except i don't own the road, Coillte does and its a shared right of way. Having public liability is one of the conditions with the grant of right of way but similarly to @Moopylala I am struggling to get a quote.thanks for the replies,
with regard to the mortgage- we made the bank aware of this road- they don't have an issue and it won't affect the mortgage offer.
I got a quote for public liability insurance up to 6.5 million for the 'road' -€299 per annum- I think i'll get this for peace of mind,
I don't think the previous owners had a policy in place
If you dont own the road you will struggle to be able to arrange Public Liability cover as insurers won't like the fact you have no control over the area in question.Hi Mark - wondering if you could provide the name of the broker or underwriter who gave you the quote? I am in a similar situation, except i don't own the road, Coillte does and its a shared right of way. Having public liability is one of the conditions with the grant of right of way but similarly to @Moopylala I am struggling to get a quote.
Just in case you are still looking there is a product called Flex Insurance. Dolmen underwriting and Plum insurance offer it and were able to help in my circumstances where I was the full owner of the right of way. Hope that helpsI could also do with a recommendation we bought a site that has a15m lane way that will be our driveway as we own it outright. However there are 2 house that flank either side as in our driveway runs between the gable sides. We know that for one house, we need to allow access for maintenance of gable, wall, roof & a small opacity widow however the other house has access by foot only to a rear garden access. The drive is about 4m wide, but also am worried about potential liability.
You arent looking to insure a right of way. But where does your concern lie? If you allow someone access and they do some damage, that is on them.I could also do with a recommendation we bought a site that has a15m lane way that will be our driveway as we own it outright. However there are 2 house that flank either side as in our driveway runs between the gable sides. We know that for one house, we need to allow access for maintenance of gable, wall, roof & a small opacity widow however the other house has access by foot only to a rear garden access. The drive is about 4m wide, but also am worried about potential liability.
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