No..isnt this discrimination of sorts
But they dont have my mortgage business which is what i dont get .No.
The cashback is a marketing tool. They already have your business.
Try another bank to see if they'll lend to you, and give you the cashback. And then factor in your legal fees.
mortgage just naturally cleared due to the over payments i had .
i didnt think much about it at the time as it was a tracker and i knew the top up would be at full rate
No.would i not have an argument under eu law
Hi lads
Yes mortgage just naturally cleared due to the over payments i had .
was supposed to move house last year but didnt happen and wife now decided to stay and renovate instead so thats why im in this position.i didnt think much about it at the time as it was a tracker and i knew the top up would be at full rate but never realised that being mortgage free was a dissadvantage
It's not an unsecured personal loan, but an equity release for the purpose of home improvement.Why would someone clear a mortgage with ( presumably) sub 3.5% interest rate only to then take out a home improvement loan which is likely to be 6% minimum ?
It's not an unsecured personal loan, but an equity release for the purpose of home improvement.
These weren't available for a few years, but the banks have started doing them again.
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