The borrower needs to see what was ecb rate at time of drawdown
the interest rate applicable to the loan will be the then current permenent tsb tracker Mortgage rate .
They have to give total cost of credit on all loans. Same with apr.My point was the rate has to be set from the draw down of funds. How else could the bank calculate the cost of credit
I'm one of those on the ECB + 3.25%. Has there been any developments on this?May 2010 is after August 2009, so you are on the right rate.
Some though dispute ptsb's right to set the rate at 3.25%
Brendan
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