Hi,
Recently we had a lump sum as my husband was made redundant.
We decided to put it on the mortgage and then take payment holidays/ payment reductions in the future if need be and he couldn't get a job.
PTSB said we could not make a payment any month, no problem as we'd have the overpayment. We lodged the money last month.
Roll-on the announcement today about a 10% bonus.
I want to take it out and re-lodge in the future to get the bonus ie 4 months with no payments can I do this?
Or will it be a T& C that I can't use the lump sum in there in the future to do this, do you reckon?
Recently we had a lump sum as my husband was made redundant.
We decided to put it on the mortgage and then take payment holidays/ payment reductions in the future if need be and he couldn't get a job.
PTSB said we could not make a payment any month, no problem as we'd have the overpayment. We lodged the money last month.
Roll-on the announcement today about a 10% bonus.
I want to take it out and re-lodge in the future to get the bonus ie 4 months with no payments can I do this?
Or will it be a T& C that I can't use the lump sum in there in the future to do this, do you reckon?