Looks like one needs to keep a sharp on the PTSB Fixed Rate term deposits.
Especially if you have like a 2mth, or 3mth etc Fixed Rate Term.
The 3mth fixed Term has now dropped from 3.55% to 3.00% (although my rate is listed as 3.25% for the next rollover date).
So now the 2mth term is considerably better, but that might be different again in another few weeks.
So don't let the grass grow, and at every Rollover Date, check those rates because it could mean half a percent in the difference if you are letting them just roll over each time.