PTSB regular saver as instant access

Boyd

Registered User
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1,611
Above account is listed as a Best Buy for regular savings (http://www.askaboutmoney.com/showthread.php?t=20747). However it allows both ad hoc deposits and instant access withdrawls.....could this be then used as both a best buy for both Fixed Term and Instant Access deposits accounts as well, since the 3.5% interest rate is above any offered by those types of accounts?

Or am I misunderstanding interest rates?

[edit]
It does say "Maximum per month: €1,000 per month." so I guess that prevents dumping in €10K as an ad hoc amount.....
[/edit]
 
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