Hmmm. I rang PTSB as an existing customer asking about cover on the travel insurance package. Nobody has any concrete info, and there is no link to T&C's on webpage. They can't say if cover is exactly the same as ACE's normal package.Transferred to some UK office who told me they could only give T&C's if I signed up first...daft or wha ! Then transferred back to PTSB and told they will send me out details, but I don't have the foggiest what actual cover is on offer until I see this. I would hold-off on this until I knew exaclty what the cover offered is, there may be exclusions etc and it would be awful to find these out after you bought the thing, or worse still while in hospital abroad. Surely there is a requirement to be upfront with this info? I said this to them, so hopefully they will link the website to a policy document.