What is the regular saver going up to, I can’t see it on their site?PTSB have announced increases to certain deposit rates, including an increase to their 5-year fixed deposit rate to 1.15%.
.2% which it was until last year!What is the regular saver going up to, I can’t see it on their site?
I've just opened a Raisin account following @noproblem's post above. Going for a 1 year fixed for starter. I was amazed at the rates on offer. Bit of faffing about to verify id but sorted in about 15 minutes. Thanks noproblem!Nothing beats the deposit rates on offer with raisin at the moment. Referal fee at €50, for both referrer and referee, is not to be sniffed at either.
Rte reported .2 earlier!.2% which it was until last year!
What is the regular saver going up to, I can’t see it on their site?
Rather simple to do. A big saving for very little work.Raisin looks good, but just bear in mind that it's subject to DIRT tax, and you appear to have to do that via your tax return rather than the Irish bank just doing it for you.
It's really not that difficult. If you're PAYE then you can easily do it at/after year end via Revenue myAccount by just entering the deposit interest received and they'll rebalance your account for the year.Have €55k to put somewhere from KBC but a bit put off by the need to do a tax return with raisin
I disagree. Without trying very hard I can get multiples of what the the retail banks offer via online alternatives.The three remaining Irish banks are now essentially operating a cartel and should be regulated accordingly to protect consumers. This should include minimum interest rate floors for deposit accounts.
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