Hi Noddy
Of course, ptsb should take you back on the tracker rate, pay for the excess payments made to Bank of Ireland and cover all your legal costs.
But the only way to make sure that this happens is for the Central Bank to tell them to do this to all affected customers.
So send in your complaint to the Central Bank. They won't discuss it with you but it might put them under pressure.
Likewise, notify your local TDs and ask them to put pressure on the Department of Finance, The Central Bank and anyone else who can make this happen.
Brendan