But as in negative equity there is no way of moving to another bank.
It can be done, I just came out of a two year fixed with PTSB, got offer of tracker +2.25%, and other options which were crazy, got approval for mortgage with another bank, asked PTSB to match the other, much better offer, they refused so I said goodbye! Got legal fees paid too..happy days! Will be €300 per month better off. As for negative equity, which I am in, my ability to pay seemed to outweigh this.... negotiation when talking to the other bank is critical. It worked for me.
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