Brendan Burgess
Founder
- Messages
- 52,264
We're in the process of trying to trade up. PTSB approved NE trade up mortgage but we do not qualify for 2% cash back. Also can not switch because of NE.A friend of mine has sold her house and is buying another one.
OK, she is not a first time buyer and she is not a switcher. She was planning to stay with ptsb but she will end up paying ridiculously high rates without the 2% cash back.
She has had to get all the paperwork together for the new mortgage, so she might as well switch lender. I wonder how many existing ptsb and BoI customers trade up without shopping around.
Brendan
PTSB approved NE trade up mortgage but we do not qualify for 2% cash back. Also can not switch because of NE.
OK, that explains why they do not offer it to existing customers.
Many of them won't be able to switch. They might offer it to those who can.
Brendan
kildon
What is more interesting about this is that it implies that an existing customer of ptsb who is not excluded by any of those conditions, should be able to get the 2% cash back when they move house?
Brendan
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