Thanks for the good advice,
Yes, i am self-employed. and the tax breaks are attractive but because I'll have to pay tax when drawing down my pension is it not more like a deferral of tax as opposed to tax relief?
I suppose the main headache I'm having is choosing which option could net me the biggest return over the 20 or so years until i retire. Will keeping the property, renting it for the 20 year term (thus having someone else pay the mortgage) and then selling it net me more than selling it now and starting a pension with the proceeds?
I know there's no guaranteed returns but does anyone feel that property is a safer bet for a better return?
Again, thanks for you time.