I made a claim with Justcover a couple of years ago and found them much more efficient.
The important thing is to keep receipts for everything you buy. Stick them in a drawer - it doesn't cost you anything.
Framley - I understand the need for insurance companies to protect themselves against this type of fraud (most probably from a very small group of people) but if people held on to all of their receipts (highly unlikely) then what is to stop them from including receipts for items that were not stolen and still are hanging in their wardrobe.
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good morality? The fact that doing so would be fraud?
good morality? The fact that doing so would be fraud?
Its main purpose is to pay for emergency medical treatment while abroad and to facilitate repatriation home in the event of death or serious injury.
I think the point is that being able to produce receipts doesn't mean you aren't claiming fraudulently. So the insurance company don't prevent fraud by requiring them.
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I didnt say that the insurance company was preventing fraud by requiring receipts- I answered galwegian44's question where he asked what was stopping people from sending in receipts for items that were not lost/stolen.
good morality? The fact that doing so would be fraud?
Although, since I have posted this thread I received a call from getcover to say that they no longer require this information and will send a cheque for the full amount claimed. The lady was very polite and helpful and even though my call wasnt taken when I first called back, they returned the call within 5 minutes..
Well I suppose they have to do something with their time since they do little else on the individual consumer complaint front in my experience.I wonder is the Financial Regulator reading Askaboutmoney?
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