Laya Advantage 500 @ 559pa is the cheapest plan including private hospital cover with a standard excess.
I appreciate your budget is limited, for 70 euro more you get a lot of extra choices overall.
The Hermitage cover a fairly comprehensive range of services according to their website, I've no personal experience of this
hospital. Its impossible to gauge what's not on their list, if any.
On such a tight budget, just to point out if you had a need to use the Hermitage or any other private hospitals on the list, you
would have to pay the 500 excess fee on admission for surgery or as a day patient. You would also have the consultants fee, maybe
x-ray or scan costs etc.
This excess fee doesn't apply to any public hospitals, other than the consultants fee and x-ray costs you would be classed as a private
patient - which is not the same as being put on the public hospital waiting list.
Snowyb