S
...many people in the 80s and early 90s...were being systematically defrauded by their banks...
...Since I opened my own practice I am regularly being overcharged, point it out, get a refund, happens again next month...
...In my case there is nothing sinister going on...
I'm not getting at you but surely if they can automate charges, they should be able to automate refunds or "un-automate" the charges if the first place.This is because it is automated
CCOVICH said:Overdraft facility fees are standard charges. You were only overcharged in this case if (a) you didn't request the facility (whether you used it or not is irrelevant); or (b) the bank continued to charge you after you had requested to cancel the overdraft; or (c) the bank charged you more than the agreed rate (I don't see any evidence of this).
Your point that that they would have continued taking the money.......so what? Go back and read the original overdraft agreement that you signed.
This has nothing to do with the instances of overcharging/rip-offs/misselling that previous posters have mentioned. In those cases the banks most definitely appear to have done soemthing wrong. In the case of charging the correct fee for something that was requested, they most definitely have not.
While I don't like banks myself I feel it necessary to remind everyone that banks are... at the end of the day.... businesses... AIB is Allied Irish Banks Plc. Their primary goal is profit.
SPC100 said:You can watch prime time after-the-fact on rte.ie.
The one on banking is at
[broken link removed]
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