I have a private pension fund and also a separate AVC fund (for some reason they must be kept separate)
I'd rather use the money at this point to reduce my mortgage and invest elsewhere. I have a defined benefit pension in my current job that is separate to the two funds mentioned above which are private and have no trustees etc.(they are an amalgamation of a number of previous company pensions where I used to work)
Is it possible to cash in on these funds? I know it would be subject to tax etc. but I'd rather take it now that this 0.6% levy has kicked in (which is soon to be increased in my opinion)
Thanks,
BB.