You seem to have c. €40K in non mortgage debt already and you want to borrow €35K more? Sounds crazy to me.We want to borrow 35,000 to cover costs of wedding and honeymoon.
...
Personal Loan (Me) :Amt outstanding 20,400Personal Loan (Him):Amt outstanding 9,500Credit Cards (Me):CC 1: 7,500 limit - 2,600 spent = 4,900 credit availableCredit Cards (Him):CC 1: 3,500 limit - 1,900 spent = 1,600 credit availableCC 2: 7,500 limit - 6,400 spent = 1,000 credit availableOther Info:Mortgage - 500k...not willing to re-mortgage for wedding.
CC 1: 3,500 limit - 1,900 spent = 1,600 credit availableCC 2: 7,500 limit - 6,400 spent = 1,000 credit available
And neither was I suggesting that you do that. I was pointing out that using CCs to the extent that you seem to be doing for medium/long term credit is an extremely bad idea.I don't want to use the credit cards to finance the wedding.
Is this income separate from the income for you and your partner mentioned in the original post? And is it gross or net of all expenses and taxes?
- Current rental income 450p.m.
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