I had an accident (guy decided not to stop coming off slip road and went into the back of me while i was stationary at a roundabout) over 2 years ago. I received injuries to shoulder, neck and knee (whiplash type, plus had torn just about every muscle on my left hand side which resulted in internal haemorraghing) that i still suffer with now (latest scan showing bursitis, plus i still can't hold neck comfortable upright due to weakening of muscles). I went to see a specialist after the accident (following initial A&E, GP visits etc.) who confirmed symptoms as a result of accident. My solicitors reviewed the case, realised this was not a simple 'heal itself in 3 months' issue and advised me to put the claim on hold for 2 years to fully determine the actual extent of the injuries. This is currently being looked at again, with trip to see medico-legal specialist in order to determine situation.
So, long story, i would say no, do not accept current offer if your injuries are not fully healed. |Document every expenditure as a result of the claim (mileage for trips to GP/specialist, receipts for medication/medical visits, tiem off work etc.) as this will all be reviewed as part of your claim. Did you have to have any help as a result of the accident, if so that can be claimed for as well - as i couldn't move left side of my body for a number of weeks then was not allowed to lift arm above a certain point, i had to have my ex care for me, and then fly back home to be cared for by my parents - this is taken into consideration.