Actually, you make a good point. PTSB have a decent enough online view of your mortgage. Does pepper have this facility. PTSB also allow you to make over payments that are credited to your account to be used as a payment holiday in the future if needed/wanted. Does pepper have this facility?Thanks for feedback Laughahalla. You're probably right in your advice to just clear the loan. I'll probably do a few overpayments over the next while. I'm also interested in why Permanent TSB are selling my mortgage on to Pepper. Does anyone know as I haven't seen anything in the news about this. Are they exiting BTL and/or commercial loans business completely to concentrate solely on PPR mortgages.
I'm not overly concerned for myself as the outstanding amount is relatively small but I would be very concerned if I had a larger amount outstanding and at risk due to potential for significant rate increase from Pepper e.g. 5.6% + 1.25%. Of course there's nothing to say that Permanent TSB won't apply significant rate increases particularly to existing Customers,
What are people's experience with Pepper. Are they easy to deal with, do they have an online system to view outstanding balances, is it easy to make overpayments, etc
That’s what I understand, if you can’t see it then it’s moved to PepperDid anybody else have their PTSB mortgage a/c removed from the online banking today?
I'm guessing it has something to do with the move to Pepper!
One has about 30k outstanding. Would they take a full and final of payment of about 20k to clear the morgagee?
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