It's the squeaky door that gets the oil.Do you think that the Central Bank or Michael McGrath will do anything about this unless you get a campaign going?
@Unionk I don't know how to go about starting a campaign but suggest starting a new thread? Also, you may have seen this already but could give us some leads on who to contact https://m.independent.ie/business/c...impact-of-rate-rising-frenzy/a1656603037.htmlDoes anyone know how to go about starting a campaign? I’ve spoken to Money Sherpa and put myself forward to speak to the media. Nobody is helping we need to get loud! I can’t take anymore increases!!
Same, they know we are at a disadvantage not wanting to go public with financial situations that I’m sure some of our families are unaware of! My situation is a strange one with other family members involved and I need to also protect their privacy. I was advised it is anonymous you can contact them by email mortgageprisoner@moneysherpa.ie. I found them very helpful.@Unionk I don't know how to go about starting a campaign but suggest starting a new thread? Also, you may have seen this already but could give us some leads on who to contact https://m.independent.ie/business/c...impact-of-rate-rising-frenzy/a1656603037.html
I'm happy to be part of a campaign and assist with lobbying politicians etc but reluctant to go public in the media with a photo and details of my situation as it's unusual. Let me know what you think...2 of us get it off the ground and see who'll join us?
Thanks for this @Unionk. I'm in a similar position re family privacy and also run a small business. I've got good advice on this forum and will contact MoneySherpa too. If you're interested in starting a new thread here and seeing if we can at least get a group behind poltical lobbying let me know.Same, they know we are at a disadvantage not wanting to go public with financial situations that I’m sure some of our families are unaware of! My situation is a strange one with other family members involved and I need to also protect their privacy. I was advised it is anonymous you can contact them by email mortgageprisoner@moneysherpa.ie. I found them very helpful.
Sounds like a plan!! Thanks for the support.
Yes absolutely, once I figure out how to do it I’ll share a link!Thanks for this @Unionk. I'm in a similar position re family privacy and also run a small business. I've got good advice on this forum and will contact MoneySherpa too. If you're interested in starting a new thread here and seeing if we can at least get a group behind poltical lobbying let me know.
IF you are in arrears you should speak to a PIP to do a restructure and also extinguish the warehousing as well if its not affordable alsoHi I'm just here for a little advice , I'm with pepper former PTSB customer we have a split mortgage we're now paying 7.38% interest my payments have gone up immensely, i cant switch I'm still in negative equity amount on mortgage 305k house is worth 295/300 my question is do you think a bank will look at me even though I am paying probably same if not more if I was paying full mortgage have never missed a payment at all , i was told to pay full mortgage for a year or two but with what the interest rates are that would be about 2500 a month I defo couldn't afford that does anyone have any advise for me please?
Hi I don’t think a PIP would work for us as we both have good paying jobs, me only in the last while surely they go off income? we could afford to pay 2000k a month at a stretch, if our interest rate was half decent we would be able to make full payments plus extra off to chip away at the loan , but 2500 plus our other normal bills would be impossible I feel like I’m stuck between a rock and a hard place, other option admit defeat and walk awayIF you are in arrears you should speak to a PIP to do a restructure and also extinguish the warehousing as well if its not affordable also
Your income is not the primary concern but the ability of that income to service the mortgage is relevant.Hi I don’t think a PIP would work for us as we both have good paying jobs, me only in the last while surely they go off income? we could afford to pay 2000k a month at a stretch, if our interest rate was half decent we would be able to make full payments plus extra off to chip away at the loan , but 2500 plus our other normal bills would be impossible I feel like I’m stuck between a rock and a hard place, other option admit defeat and walk away
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