B
Impossible to tell without more info (e.g. one is an occupational fund - what about the other?, what charges apply in both cases, what fund selection is available etc.). It is obviously easier to administer/track a single pension but that it itself may not be reason to merge them.I have two pension funds, one from a previous employer. Are there advantages in consolidating pensions into single managed funds.
Depends on the specific pension as to what charges apply and how.Is it true, the fund adminstration charges are deducted in year 1? How are the charged deducted?
Impossible to tell without more info (e.g. one is an occupational fund - what about the other?, what charges apply in both cases, what fund selection is available etc.). It is obviously easier to administer/track a single pension but that it itself may not be reason to merge them.
Depends on the specific pension as to what charges apply and how.
... apparently they exist in Ireland and boast 15-20% ..
Add another question .. am getting greedy
Is it possible to retrospectively apply AVCs to previous years .. last 2 years I've paid 15% to reach my 20% cap .. previous 2 years I was contribing only 15% .. can I pay a tax free lump sum for those years ..
Can I shop around for some boutique pension fund managers ... apparently they exist in Ireland and boast 15-20% .. can I have an AVC fund manager independent of company fund.
Any thoughts on who is worth a punt .. a high risk investment fund.
ta
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