I have roughly 25 years left to retirement, assuming it stays at 66.
I have a work pension, which has been set to the default "balanced" risk profile for the past 8 years.
As i have 25 years left, I am considering changing the risk profile to Adventurous.
I do not know what funds are currently in the adventurous profile and have requested this from the pension provider and will add it to the thread once they provide it.
Given im not in a position to self manage, but have a bit of time left to retirement, is an Adventurous profile reasonable to consider?
The balanced profile details are shown below:
I have a work pension, which has been set to the default "balanced" risk profile for the past 8 years.
As i have 25 years left, I am considering changing the risk profile to Adventurous.
I do not know what funds are currently in the adventurous profile and have requested this from the pension provider and will add it to the thread once they provide it.
Given im not in a position to self manage, but have a bit of time left to retirement, is an Adventurous profile reasonable to consider?
The balanced profile details are shown below:
Fund | Percentage split | YTD |
NT World Custom ESG Hedge Eqty Ind Feed Fund ZMKJ7 | 42% | 21.99% |
NT World Cust ESG Equity Feeder Fnd Unhedged ZMKH5 | 42% | 13.13% |
NT Emerging Markets ESG Equity Index Fund 3GZH5 | 9% | 5.37% |
NT Euro Government Inflation Linked Index Fund | 2% | 3.79% |
NT High Quality Euro Govt Bond Index Fund NQF19 | 2% | -1.32% |
ASI Global Corporate Bond Fund CFLF | 2% | N/A |