got a notification letter yesterday about 2 penalty points, my first. I renewed my insurance on Monday and was asked all the questions i.e. do you have any penalty points. Obviously I said no as I was not aware of them then. Coverage begins midnight tonight. Should I declare them now?
You should always tell your insurer any relevant facts.Generally,2 points adds nothing to the premium,but if you have a claim,and haven't disclosed all relevant facts,this could be a difficulty.
You should always tell your insurer any relevant facts.Generally,2 points adds nothing to the premium,but if you have a claim,and haven't disclosed all relevant facts,this could be a difficulty.
You should always inform your insurer of any changes to your circumstances and position.
They insure you based on risk and assessment of future risk.
They take delight in refusing a claim when they learn of details were not
fully disclosed.