What about the fraud committed by the banks and people who monitored them.
That Ireland is gone....or should be gone!!
Now I know the OP said the person wanted to be able to claim social welfare so it does seem in this case there is some evasion or deception element to it!
Any body we have discussed this with is paying in cash. If we go down the aupair route it is all cash. How can i pay somebody "officially", do i need to set up like a company.
What about the fraud committed by the banks and people who monitored them.
Anyone that takes an au pair on those terms is assisting someone defraud the state.
What pays for schools, hospitals etc? And social welfare? Taxes-not bankers.
Pay the full amount officially (not some officially and some cash) and let the Au Pair work out how to fund their Summer holiday. Saving some each week would be an honest pursuit.
they're hiring a child-minder and the child-minder is seeking to defraud the system with the help of the OP.
That's not actually true.
Do I need to pay Tax/PRSI
However the OP isn't hiring an Au Pair, they're hiring a child-minder and the child-minder is seeking to defraud the system with the help of the OP.
A childminder who minds children in the minders home can be self employed and there is an amount which can be earned tax free. People paying cash in that situation are nit doing anything wrong.
No. As others have pointed out, if she is minding your children in your home and you are her only employment, she is your employee and you have to keep books on her and pay whatever tax/PRSI/employers PRSI is due. If she minded a different child every day of the week, she might have a case for saying she was self-employed but Revenue are quite clear about the distinction between employed and self-employed and a childminder in your home five days a week would not be considered self-employed...That payment can be made by cheque or cash, it is the responsibility of the childminder to pay their tax's.
How does a fall in the value of your house affect your current cashflow? The mortgage is what it is and what it would always have been even if your house was now worth double what you bought it for. Negative equity only affects cashflow if/when it comes to selling.We have contributed all our working life's and have lost 50% of the value of our home purchased in '06 so we are not in a position to pay creche fee's
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