Also if the lump sum repayment changes your LTV to a ratio qualifying for a lower tracker rate tell them you want that rate (assuming you're not on a fixed rate as mentioned by PM1234).
It would be better to do that in a separate letter as having more than one instruction per letter reduces the probability they'll do what you want.
My mortgage is with ICS. In general, if you make a lump payment directly into the account, do banks take the monthly repayment or term down?
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