Hi Deadly,
Thanks for your reply and apologies for not replying sooner
Long story short because i'm not sure which would be relevant.
Moved to public sector in January - gross income same as before - take home pay reduced by €1500 per month due to universal social charge and public service pension deductions. This meant we were suddenly struggling with mortgage because we didn't realise there would be such a drop in income. Wrote to mortgage company last week with budgets, etc explaining we couldn't keep up payments now. Then on Friday he got his payslip and his take home pay is now €500 less - so we're down €2,000 per month. Seriously panicing now and need to know is this extra €500 a mistake or a once off or what.
His paye for jan and feb was €2644.09 and now in march it's €3218.10
He has had no bonus, pay increase, no change to my tax credit as I'm not working.
Feels like we're drowning...
Thanks
b