Hi,
Just looking for some advise for my parents. My dad was working full time up until 9months ago when he got seriously ill. He is now at home on sick pay. My mam does not work. She does get a small few quid from doing sewing for locals etc. They re-mortgaged their house a few years back to pay off loans owed from a previous business that failed. The mortgage is approx 300 grand, and they pay roughly 850 a month. My mam thinks she is gonna get in serious trouble (because of her sewing money, she doesnt pay tax on it) when my dads sick pay is reviewed in January. She will have to give in bank statements showing that she is paying the mortgage(struggling to pay). They are not sure what to do with the house. they know it wouldn't sell. I am the last one living at home . My brothers often helped them with recent payments over the last few months. but they HATE asking them, coz they have their own mortgages. I am on a very low wage so I can't take it over. I cant even move out coz I couldn't afford it. They have been talkin about "making decisions" and asked my opinions and asked me to look if there is any advice on net. My mams afraid to go to any advice centres as she thinks she wil get in trouble about her small income! the mortgage agreement is payments until they aged EIGHTY FIVE!!! they are not even 60 yet. any advice?