overview please

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lindyk

Guest
Widow 53, no dependants
Part-time employed 10k per annum
Home outside of Dublin value 700k mortgage 140k with TSB @4.9% 18years to run
Property in Dublin area value 700k - rental income 17,500
Property in Spain value 166k projected rental income for 2008 8k
widows pension 10,500
private pension 7,500
AIB deposit 10k
AIB current a/cs 6k
Cr Un 5,500
TSB deposit 6,500
AN Post saving certs 108k
Loan to Daughter 100k to be repaid by end of 2008!!!

Question

Where do I go with all of the above?
Was thinking of paying about 60k-70k from Saving Certs off mortgage so as to reduce monthly payments?
What to do with the rest as am very cautious but still want my money to do the best possible. Always need to be able to have "in case" funds handy!!!Hope not to be working too many more years.
 

ClubMan

Registered User
Messages
44,339
Property in Dublin area value 700k - rental income 17,500
Property in Spain value 166k projected rental income for 2008 8k
Are these figures gross or net of all expenses and taxes?
Loan to Daughter 100k to be repaid by end of 2008!!!
You mean you loaned to her or vice versa?
 
L

lindyk

Guest
As above the rental figures are gross. Salaries and Pensions are net. Property is Portugal to be sold and repaid to me 100k
 
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