No it wasn't me but I heard it. Didn't exactly answer my question though and I did wonder whether the caller was wondering the same as me!
Here's another question, if I called the bank & asked them to use the overpayments to lower my monthly payments by spreading them across the term, would they do that? How would that work? Would they be calculating the different amounts each month? And would it be advantageous doing this but still paying more manually each month?
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