allthedoyles
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What should we do ?
Permanent TSB are not interested in leaving us the overdraft for another year. They want their € 500 back.
Is this a new policy from the banks , to re-coup some outstanding monies on their bank accounts ?
What should we do ?
Pay it back.
I don't understand the question. Is it that you don't have the money? That you can't afford 20 per month? What's the bargaining about?
did you at any stage over the past year exceed the €500 over draft?... If yes, then maybe they are concerned that you are unable to clear it?... Note that its in their T&C's to allow them recall overdraft. Did they explain why they wont give you another?
keep us posted on the bank explanation
Of course , we can pay back € 20 per month , but you know overdrafts the way they work , and it would be just paid back , we would probably be looking for another overdraft of € 500 .
So the best option for us , would be to keep the overdraft going long term .
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