Only 2% of AIB/BoI/PTSB's mortgages are in arrears and negative equity

[Brendan Burgess]

The Central Bank published some interesting LLD (Loan Level Data) during the week.

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As of June 2016, only 2% of the customers of the covered institutions were in both negative equity and arrears. From Page 19:

 

[Brendan Burgess]

These refer to the AIB , BoI and ptsb. They should be representative of the loan books of Ulster, KBC, Danske and BoSI also.

The rates would be higher for the sub-prime lenders such as Start and Irish Nationwide.

Brendan