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Ravima said:in theory a prudent underwriter will ask as many questions as he can to satisfy himself that the risk is good.
most basic questions would be name of proposer; address; relationship to registered/actual owner of car; driving experience of all drivers; occupation and proposed use of vehicle; size of engine; details of claims convictions penalty points of all drivers; ncb and declaration that information given is correct.
also remember that insurance is written on the basis of ' utmost good faith'. That means if you think that something shoudlbe disclosed to underwriter, then disclose it anyway.
iqc said:For example, I don't see any reason the name of the person is required at all for the initial quote, likewise address.
CCOVICH said:At a bare minimum, they would like to have a name that can use when talking to you.
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