Old pension from previous employer

D

daheff

Registered User
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238
Hi all


I was in my first job for about 2 years (and in the company pension scheme for 1.5 years). Is it possible to claim the funds that were contributed to this pension scheme (all company contributions) and move it to another pension fund?

thanks
 
The statutory entitlement to your employer's contributions is 2 years pensionable employment. The trustees have discretion to waive this waiting period, some allow the employee to be entitled to the employer contributions from day 1.

As Gerry said, you have to ask. The contributions may have already been refunded to the employer...

Steven
http://www.bluewaterfp.ie (www.bluewaterfp.ie)
 
SBarrett said:
The contributions may have already been refunded to the employer...

Steven
http://www.bluewaterfp.ie (www.bluewaterfp.ie)
Click to expand...

well its been at least 10 years since i left the job. I was young and had no idea/interest about the pension then.
 
Have you ever got a statement from them after leaving?

If not, it's most probably been refunded. I know one insurance company automatically refunds contributions once they get notified that a member is leaving and they don't have the 2 years service (unless they've indicated on the proposal form that it's immediate vesting).

Steven
http://www.bluewaterfp.ie (www.bluewaterfp.ie)
 
SBarrett said:
Have you ever got a statement from them after leaving?

If not, it's most probably been refunded. I know one insurance company automatically refunds contributions once they get notified that a member is leaving and they don't have the 2 years service (unless they've indicated on the proposal form that it's immediate vesting).
Click to expand...
Nope. Never got a statement from them. I've moved a couple of times and they've been taken over a few times also.

I hadnt made any AVCs, so theres nothing on that side to be refunded. I'm more wondering if theres any entitlement to the company contributions ?(or even any performance on the fund)
 
No, there's no entitlement...unless the trustees waived their right to a refund, which looks unlikely.


Steven
http://www.bluewaterfp.ie (www.bluewaterfp.ie)
 
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