I feel very sorry for you, this is the first job opportunity you have received in two years but you won't take it.
Personally I think you will regret this in a few months after a very tough budget in December.
Many schools will make allowances for cases of hardship. Have you spoken to them about this? Did you get the back to school allowance or whatever it's called (apologies if already mentioned but I only skimmed the thread)?I just got a letter from the school yesterday, they want €100 school fees levy they call it, and insurance € 20. , they are also doing a school trip and want € 30. How would I pay for all that.
I forgot to deduct USC , that's why it's dropped by €10.Are you sure that you have done the sums correctly - you originally said €320 p.w. but later this changed to €310. Not much of a difference but perhaps there could be other inaccuracies too?
I presume at this stage that the job starting on 19th September is gone/not a runner so it's moot talking about it at this stage?
Many schools will make allowances for cases of hardship. Have you spoken to them about this? Did you get the back to school allowance or whatever it's called (apologies if already mentioned but I only skimmed the thread)?
Have you done a detailed budget/personal financial statement and could you post this here or in the money makeover forum to get some feedback/suggestions/advice?
If you haven't done so already here or in another thread perhaps you could clarify the maths by posting a summary budget/personal financial statement (cashflow and "balance sheet") in case there are any suggestions that people can make? See here under the "Financial information" heading:I understand all the people who are giving me lectures but it's simple maths
If you haven't done so already here or in another thread perhaps you could clarify the maths by posting a summary budget/personal financial statement (cashflow and "balance sheet") in case there are any suggestions that people can make? See here under the "Financial information" heading:
http://keepingyourhome.ie/mortgage_debt.html.en
This probably won't make a major difference to your overall situation, but the 'fee levy' is a voluntary contribution. If you can do it, great. If you can't, then you can't - and it should make absolutely no difference to the education your children get. Insurance is generally optional too, and you can get free kids insurance from [broken link removed]I just got a letter from the school yesterday, they want €100 school fees levy they call it, and insurance € 20. , they are also doing a school trip and want € 30. How would I pay for all that.
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