Hi Xraylady,
For the adults, a good alternative option with VHI is Plan PMI 37 13; price 1011pa; similar hospital cover, 100 hospital excess, no day to day cover
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Young Adult aged 20 options with VHI
1. Start Plan; price 160pa; specific list of 24 public hospitals allowed ( 33 public hospitals not covered), no private hospital cover, no day to day
2. One Plan Starter; price 251; all public hospitals covered, no private hospitals covered, no day to day.
3. Start Plan 250; price 175; specific list of 21 public hospitals covered (39 public hospitals not covered), 15 private hospitals covered with a 250 excess per stay(13 private hospitals not covered) no day to day.
4. One Plan 150; price 323pa; All public and private hospitals covered + Beacon hospital covered with 150 excess per stay, no day to day.
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Child Options with VHI
1. Start Plan; price 99pa; specific list of 24 public hospitals covered (33 public hospitals not covered) no private hospital cover, no day to day.
2. One Plan Starter; 101pa; all public hospitals covered, no private hospitals covered, no day to day.
3. Start Plan 250; price 108pa; specific list of 21 public hospitals covered(39 public hospitals not covered), 15 private hospitals covered with a 250 excess per stay(13 private hospitals not covered) no day to day.
4. One Plan 150; price 116pa; All public and private hospitals covered + Beacon hospital covered with 150 excess per stay, no day to day.
5. One Plan Choice; 124pa; All public, private and hi-tech hospitals covered with a 125 excess per stay for private and hi-tech hospitals. No day to day.
6. One Plan Complete; price 147pa; all public,private and hi-tech hospitals covered, no hospital excess applies to this plan for private or hi-tech hospitals. No day to day.
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*Note; for Start Plan and Start Plan 250, check that the specific list of public and private hospitals suit your location if choosing either of these plans.*
There's plenty of savings to be made without compromising on hospital cover.
Regards, Snowyb