Firstly they should have known I wouldnt be able to transfer from the AIB directly. She said it wouldnt be good idea to setup a current account to allow the transfer. Is there any saving BOI account that you can directly transfer from another bank without need for draft. Also if I go draft I guess I need it issued to me in my name and I need to sign it in BOI to allow the lodgement.
At this stage I do wonder if these ppl in the banks know their apples from their orange. Reading here alot of ppl dont like the idea of bank drafts so I would rather avoid if I could. Just throwing it out there as a topic
thats what I asked for and she said that you needed to have a current account to open a "normal" saving account but then she could open a notice account so I said ok. I told her I was transferring from AIB but she didnt seem to know it would be bounced back. I cant understand why you need a current account to open a savings account when its ok to open a notice account. It makes no sense.Would a simple BOI Demand Deposit a/c do the trick. I have one and can transfer direct from AIB to it no problem. I don't know if u can then transfer from the BOI Demand A/c to the BOI Notice A/c - but I can't see why not. BOI will be able to tell u.
possibly. I mailed the person I was dealing with in BOI asking for a demand account to allow the transfer but the customer services is disgraceful so I probably wont here back atall. There is a BOI deposits number I can check online or ring person I dealt with again later. One thing I noticed since the bank cut there numbers during the crash, the ppl who seemed to know what was what have exited stage left.That doesn't make sense to me either. I would phone Bank of Ireland and inform you want to open a Demand A/c - but u don't want to open a current a/c. U already have a Notice A/c so presumably u have already provided all the relevant ID stuff. See if you get a different answer.
It is possible that if you want to open a Demand A/c **online** u need a current a/c. Perhaps this is causing some confusion.
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