kb_whatsgoingon
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When did your fixed rate end? They would not send you rate change letters when you were on the fixed rate. I’ve attached the rate change letters that were sent to variable base customers who had come off their fixed rate prior to 2008 & tracker customers who did not fix from the start of their loan.Thanks kb_whatsgoinon for your interest.
When I asked EBS for my calls and correspondence they sent me out the page attached for when my mortgage started in 2007.
Even though my mortgage was fixed, the variable Base Rate was following the ECB with decreases.
When my fixed rate term was up they then changed the variable Base rate to SVR.
Can they do that? As Variable Base Rate is on my loan offer?
I spend many sleepless nights looking over documents just to make sure I'm not overlooking any detail.
Thanks again
I think this was looked at elsewhere in this thread or another EBS thread. I think the wording was nearly identical for the 2 cohorts pre 2008.HEY b26354
On that image you posted and the wording - I wonder did people the with had ebs loan agrrements with actual the term tracker in their loan get the same updates in 2007 /2008/ with the wording of the letter you posted
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