Re: Not allowed to make regular overpayment off capital amount on First Active tracke
I also have a FA tracker and was in your situation in relation to wanting to pay extra to my mortgage facility.
What I was allowed to do was to pay a fixed amount per month - eg, if my repayments were to be 1,000 per month, and I wanted to pay an extra 500 per month, I asked FA to set up my repayments as being 1,500 per month.
This fixed amount does not reduce with the drop in interest rates, its fixed at 1,500.
Would this system be possible for you ?