This topic doesn't really seem to be going anywhere at this stage and people seem to be simply rehashing the same old questions, comments, suggestions and advice. Perhaps it's time to close it?Noor77
(21/2/05 4:17 pm)
What am I doing wrong???
Basically, I need a little help as I never seem to have any money.
€630 p.w. net is ((€630 * 52) / 12)) = €2,730 p.m. net.Doesn't leave me much spare!
I don't understand how you omitted this spending pattern/debt building strategy in your budget outline above. Not much point in asking for advice when the fundamental data is incompleted or flawed.Noor77 said:I was recently declined a home improvements loan from Bank of Ireland - they told me it was because I was overstretched!!!
I pay €850 a month in mortgage payments, and spend about €500 a month on my VISA - I pay back 70% every month.