Non update on PTSB rate issue

W

Wardy7

Guest
Hi all,

Just to keep you informed but not provide you with any exciting information......

I am in the cohort (hate that word), of the PTSB 3.25% rate. I am with @PadKiss but have also been actively engaging with TD’s in relation to the matter.

A few weeks ago, John McGuinness TD, wrote to PTSB asking them to again, examine the details of my mortgage & give me a lower rate.

I received correspondence this morning from Margaret Ryan, Assistant Manager, Customer Resolution Centre, PTSB. She has again advised that I am on the correct rate & should I not be happy with this decision, I can of course take it to the Ombudsman or the Courts. She kindly provided contact details for the Ombudsman’s office :)

So, there you go folks.....no movement on this issue!
 
Hi Wardy,

Did you get an options letter 11 months into your mortgage?

Did your margin go from 0.75% to 3.25% automatically after 12 months?
 
No. We were initially 2 year fixed.

Broke out of fixed early.
 
I would reiterate what Padraic said recently.... The banks have demonstrated they cannot be trusted in relation to the tracker scandal

It is now time for somebody else to make the decision. Somebody independent.

The banks have been found wanting too many times.
 
Oh I’m not in the slightest bit surprised. I don’t think it does any harm to keep poking the beast while Padraic works away.

Que sera sera!

We will fight on!
 
Well done for your efforts Wardy and I too am "poking the beast" albeit ever so slightly different circumstances to yours.

They will not make a decision on an individual case and I believe the Central Bank will have to force their concession.
 
You must log in or register to reply here.
Back
Top