I have been looking into options for a non-regular savings account, but I cannot find any good options at the moment. When I say non-regular, I do want to save every month, but I effectively want to be able to put what ever I have left in my current account into savings, so may range from €200 per month to €500 per month. The regular savings accounts dont allow you to do that!
Or am I looking at the wrong option in terms of trying to grow my monthly "leftovers". Should I be looking at something else to do with my money rather than a savings account? I have no other debt except for my mortgage so can take a little risk with this money if needs be.
Anglo Irish Bank: Premium Demand (Discuss)
4.75% (from 29 Sep 2008) (>= ECB+0.5% until 1 Jan 2010) on €1 minimum to €100,000
Anglo's regular savers account states that there is no minimum. You could put in anything up to €1K a month. The interest rate is currently 7.3%. Might be worth a look
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How would I go about varying the amount I put into the regular savers each month? Is it simply calling them or how would I do that?
I can agree with rmelly, I too have an e-savings account with access through my online banking. You can put in and withdraw money between accounts at the touch of a button. Very quick, very simple - I can recommend.
I have been looking into options for a non-regular savings account, but I cannot find any good options at the moment. When I say non-regular, I do want to save every month, but I effectively want to be able to put what ever I have left in my current account into savings, so may range from €200 per month to €500 per month. The regular savings accounts dont allow you to do that!
Or am I looking at the wrong option in terms of trying to grow my monthly "leftovers". Should I be looking at something else to do with my money rather than a savings account? I have no other debt except for my mortgage so can take a little risk with this money if needs be.
esave or esave plus?
With esave plus you can withdraw very easily buy you will get zero interest in that month and just 0.50% interest for the first 6 months.
There are better options than Ulster unless you are happy and understand all their small T&C's.
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