Nominating a beneficiary - do these accounts go into probate?

[TheJackal]

I'm wondering if I nominate my wife as a beneficiary for accounts solely in my name, such as credit union accounts, do those accounts not then go into probate?

i.e. she could have access to those after my death, subject to death cert, etc and letting solicitor know which accounts have been nominated?

 

[ClubMan]

Anything useful here?

What happens to debts after death?

Explains what happens to debts after a debtor has died.

www.citizensinformation.ie

Savings and loans​

Credit union deposits​

If you are a member of a credit union, you can nominate someone to get your savings if you die. Up to €27,000 can pass to the nominated person without going through the usual process for administration of your estate. Amounts over €27,000 must be administered by your personal representative.

Joint bank accounts​

If you open a joint bank account with someone else, you can specify what you intend to happen if you die. If you intend the other account holder to inherit your share, then it does not become part of your estate. Otherwise, your share does become part of your estate.