I phoned our mortgage provider (Permanent TSB) recently to make a general enquiry about coming out of our Fixed Mortgage Payments (4.8%) and reverting to the Variable Rate (4.16%) which is more favorable at the moment. I was told there was no penalty at all and they could hold that offer for 20 days for us?
I have recently spoken to a (friend) manager in TSB and he was surprised that we were offered this and said to grab the offer if we were absolutly sure there was no penalty so I phoned again today and was told that the offer is still there for us until the 20 days has expired with no penalty...
Does this seem too good to be true or has anyone else any experience of this?
I have recently spoken to a (friend) manager in TSB and he was surprised that we were offered this and said to grab the offer if we were absolutly sure there was no penalty so I phoned again today and was told that the offer is still there for us until the 20 days has expired with no penalty...
Does this seem too good to be true or has anyone else any experience of this?