Hi,
My partner was in a very
minor car accident 4 days ago. Another car reversed into him while
our car was stopped.
He's insured as a second named driver on our car. The other driver was definitely at fault.
We got a quote from a local garage on getting the damage fixed. It's a
few hundred euro (if we get the dint knocked out & sprayed, i.e. doing it on the
cheap). On the other hand, if we get a "proper" job done of it(i.e. if we HAVE to go through the insurance company) and the parts replaced completely, it will be a LOT more expensive.
We explained this to the other driver who was
happy enough to pay the few hundred (
at first) when we gave her the quote.
BUT, the following day she tried to
turn the blame and say she isn't liable and wasn't going to pay?!!
We're not being unreasonable about it and simply want the car fixed up as we'd be lost without it!
I'm worried that we won't be able to go through her insurance company in case it brings
our insurance company into it (as we have no NCT at the moment AND my partner is on his first provisional & didn't have a full licenced driver with him).
Can anyone give us advice on what to do? And if we can actually claim off her insurance, how do we go about it? I've never been in a situation like this before
P.S. I'd also like to note that there is little or
no damage done to the other drivers car.