I had a friend in a similar position, she was divorced, no job, no mortgage and living in her house literally with handouts. She was not entitled to SW payment as she was not available for work through illness, and not entitled to illness payments as her means test bank statement showed money lodged into her bank account from sisters helping her out - it was a vicious circle and no mediacl card as no income. Eventually, she had to go to community welfare officer, and local TD, who helped her with medical expenses, and eventually helped her to get both medical card and disability allowence sorted. Id say visit or email local TD who may put your case forward. Good luck!