NIB new card?

B

BH Hell

Registered User
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I believe that NIB have a new rate of 8.9% anybody confirm this?

Currently have a cc with ulster bank, balance transfer for 0% interest, 9 months almost up. What's the best cc to move to now?
 
yeah it's true, but the quarterly fee is over €30 to avail of it and it comes as part of the current a/c package..
[broken link removed] that details everything thats included. IMO you'd want to be using your account alot to amass that amount of fees in 1 quarter or else travelling a hell of alot to use the other extras.
 
Bambino - I think that's really the point. They are trying to sell a package. You got to look at the different elements and decide - do I run up an average 1000 euro on my credit card - so say 11% with competitro = eur21.00 saving. Then you look at whether you travel at all - so may avail of the travel insurance.

Then you also have the facility of an overdraft at the same rate etc etc....

I guess they want ALL your business not just your credit card!
 
Very true marksa
Only €300 left on MBNA!!!!!! €1100 left on Ulster bank and then I'm going to go with the 3V vouchers from now on. anyone used them?
 
BH Hell said:
Very true marksa
Only €300 left on MBNA!!!!!! €1100 left on Ulster bank and then I'm going to go with the 3V vouchers from now on. anyone used them?
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If you search you will find plenty of discussion on 3V. Otherwise, just start a separate thread if you want to discuss 3V and not NIB.

On the NIB issue, I see they charge €6 to issue a credit card-I'm not sure if it is charged first time out.
 
I've never heard of the 6euro charge - is it for replacement card? I asked for a second card on acc for my better half, and it was not mentioned....
 
marksa said:
I've never heard of the 6euro charge - is it for replacement card? I asked for a second card on acc for my better half, and it was not mentioned....
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It is detailed in their new fees and charges brochure-I'm not sure when/how it is applied.
 
CCOVICH said:
If you search you will find plenty of discussion on 3V. Otherwise, just start a separate thread if you want to discuss 3V and not NIB.
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Thanks for that but I was just asking a question.
€6 for a replacement card is ridiculous. Is there much information neede to obtain NIB cc or is it just the usual?
 
bambino said:
Is that €6 not just for atm/laser cards not credit cards?
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It is for credit cards-as detailed in their fees and charges brochure. The small print says

This charge is waived for Freebank and Student accounts. The initial issue charge is
waived for Principal accounts.
 
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