I took out a UB Tracker mortgage at ECB plus .95 and had this discounted to .85 because i opened a U First account, the following day i asked them to close the U First account. they did query this but i pointed out that nowhere in the small print did it state that this could not be done. i am not sure if they have changed the T&C's but that was over 2 years ago and have heard nothing since.
its 0.75% margin on top of ECB for loan to value under 80% for anyone who holds a U First Account
rumours are that the U First Account is going to be re-vamped in February offering addtional improved features!
no news though as to whether existing customers will have to get an up to date valuation
I looked into it but as the post above states you revert back to the standard rate if you close the account. However, I worked it out at the time that the €9 it was costing me was saving me €15 on my mortgage. I'm sure that saving has increased (albeit slightlyHi
As a follow up, but associated question ... for those who previously signed up for a UFirst current account, paying monthly fees, in order to get the small discount of 0.1% on their mortgage interest rate, has anyone since sought to have these fees waived in light of UBs adverts for free current account banking now ?
.. if so, how did you get on & do you still get your 0.1% discount on the mortgage rate, if you did get the charges on the current account waived ?
Thanks
....
Plus I've used the ufirst service to purchase many concert tickets, all at 25% discount, so the account is worth it if you use it.
Yes, they seem to have access to almost everything. Not too sure on this but I remember checking before and pretty sure you could get most concerts, and this includes concerts abroad as far as I know (again not 100% on this). Last concert I got was Bob Dylan in Kilkenny last year. 25% discount on both tickets.Oh ?
Well thats good to know, out of interest do they have tickets for all major events & how difficult is it to source the tickets through them etc ?
Cheers
G>
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