New To Health Insurance - Need Help

OffalyMedic

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Myself and my partner are looking to get health insurance. I've spent the last while on the new hia.ie but its all absolutely mind boggling.

I'm 26 and looking for a basic level of cover to medium to high cover on day-day and outpatient expenses and maybe some maternity cover
He is 30 and looking for the same type of cover good day to day and outpatient.

We are both fit and healthy and normally only visit doctor/hospital for sports injuries, generally unwell (sick cert) etc.

The 4 plans i have it narrowed to are :One Plan 500: One Plan 250: One Plan Starter Day 2 Day: Precision 450 Connect:

which of these would you recommend if any or are we as well off to not take out any insurance and just save the 100 pm and use savings for gp visits and ED visits?

All help would be very much appreciated
 
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