Insurance companies don't really publish their fund charges as they vary quite a lot based on the advisor commission structure. New Ireland for example have contract structures of 0.5%, 0.75% and 1% annual management fee. The allocation rate increases for each of these rates. Another factor is how much you are putting in and to what. The bigger the investment, the more attractive you are to them and you can get better rates.
All companies are the same with a range of different management fees.
Steven
http://www.bluewaterfp.ie (www.bluewaterfp.ie)